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The Loving Wife And The Nightmare Of Long-Term Care
Feb 25, 2014
By Rick Law, founder of the Law Elder Law Estate Planning Center in Aurora, Illinois. Medicare is the federal government’s taxpayer-funded acute care health provider for those over 65, blind or disabled. “Acute care” is necessary treatment for a limited period of time with the goal of returning you to a healthy and stable condition. American […]
Who’s Going To Care For Me? Women and Long Term Care
Feb 20, 2014
By Rick Law, Estate Planning Attorney for Seniors, Baby Boomers, and their families in West Suburban Chicagoland. Women face major challenges in living with independence and dignity as they age. On average, they have longer lives, higher rates of disability and chronic health problems, but lower incomes than men. Women will be the primary providers […]
Long Term Care: Unexpected Illness Should Be Expected!
Feb 16, 2014
By Rick Law Women are at a greater risk of not having enough money after their husbands have died. A woman often cannot maintain the standard of living that she enjoyed with her spouse due to the loss of one Social Security check; the loss of some or all of her spouse’s pension income; and the loss […]
Investment Risk and Rate of Withdrawal
Feb 15, 2014
By Rick L Law, Senior Advocate and Estate Planner For Boomers and Seniors in Chicagoland. Many people do not understand the investments that they have chosen so it is not surprising that they do not have realistic expectations of the performance of their investments. One of my favorite books about retirement planning is, “High Expectations and […]
Diana Law Admitted to Practice before US Supreme Court
Feb 13, 2014
We are proud to announce that Diana M. Law, Partner at Law Elder Law LLP, has been admitted to Practice before the United States Supreme Court. Pictured below is Diana meeting Justice Ginsburg: Anyone who knows Diana will be able to pick her out in the photo below. Hint….She’s the only person wearing pink to […]
Long-Term Care: A Woman’s Nightmare
Feb 13, 2014
By Rick Law, Senior Estate Planner and Attorney in Suburban Chicago. He looked into his wife’s eyes and flatly stated, “I’ll put a gun to my head before I ever go to a nursing home…” Even if he really believes this, it is very seldom true. In truth, it is often his wife who bears […]
Does Your Trust Create A Fortress?
Feb 10, 2014
By Rick Law, Elder Law and Estate Planning Attorney in Western Chicagoland. There are distinct roles created by a trust document. The trustmaker is the person who creates the rulebook (trust) that controls the trust assets. The trustee is the person chosen to manage the assets of the trust for the benefit of the beneficiary […]
“There are no shortcuts to anywhere worth getting to.” Grandma Dee Dee
Feb 08, 2014
By Diana M. Law, Partner, Law Elder Law LLP These past few months, I’ve worked toward something I never dreamed I might want to do. Inspired by a fundraiser to benefit the Zellmer Childhood Disease Foundation, I laced up my running shoes and ran a 10k. Before this event, I couldn’t even run around the block […]
Is There A Bear Trap In Your Joint Living Trust?
Feb 05, 2014
By Elder Law Attorney and Senior Advocate Rick Law of Law Elder Law in Western Suburban Aurora, Illinois As we’ve discussed in prior posts, in order to “fund” a trust, all assets must be retitled as belonging to the trust. This can be a daunting task for any couple. In the interest of efficiency, cost savings […]
“Fill-in-the-Blank Estate Plans” By Rick Law, of Law ElderLaw in Aurora, IL
Feb 04, 2014
Most estate planning has been reduced to a commodity service, because the public thinks of their estate plan as just fill in the blank documents. It’s not your fault! Millions of advertising dollars are spent to convince you that all you need to do is purchase some forms and fill in the blanks. This type […]
Our Reviews
My wife and I had our first child three years ago. That’s when we decided to set up a trust, should anything happen to either of us. We reached out to Zach Hesselbaum to help us out. He was very thorough and professional throughout the whole process. Zach went above and beyond to make sure that we understood every detail of setting it up and he did an excellent job. We recently had our second child a few months ago. With the new baby, he helped us make the necessary revisions to the trust. Zach made this process great for us! I would definitely recommend using him for any of your estate planning needs!
Tom G., Naperville, IL