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Attention “Brown Water Vets”!

(“Brown water” means service in the rivers and delta areas of Vietnam) Even though elder law attorneys are primarily focused on nursing home benefits for wartime veterans who may be eligible for “Aid and Attendance” (a long term care benefit which helps to pay for in-home care, assisted living care, and nursing home care), we […]

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Ice Cream and Annuities

Seniors love ‘em—and lawyers hate ‘em:  annuities. Based on ample experience with both senior citizens and lawyers, I am always amazed at the depths of both the affection and the rage that are evoked by the subject of annuities.  Mentioning the word “annuities’ at an attorney meeting is like yelling, “Attack!”  They immediately launch into […]

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The Two Beauty Queens? Medicare and Medicaid

Medicare and Medicaid sound the same, but they are as different as the two beauty queens you see here. Frankly, it’s surprising how many people don’t recognize the difference between the two. Few people realize the limitations of Medicare—which winds up costing them a substantial loss of dignity if or when they get hit with […]

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Pigs Fly, Cubs Win, No Estate Tax

Right now estate planning lawyers look like ants after the anthill has been kicked over.  We are frantically scurrying in a blind search for answers to The Big Question:  What are the estate planning rules now? For years, Congress has known that the current rules would fall off a legal cliff on January 1, 2010.  […]

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Don’t Cough! Call 911!

A gentleman whom I respect recently shared some advice about how to provide yourself with your own self-administered CPR.  The story he told happened when he was experiencing what he believed to be a heart attack. Instead of calling 911, he recruited a co-worker to drive him in rush-hour traffic to the hospital. He then […]

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Robin Spang, Wonder Woman

I’d like to introduce you to Robin Spang, our intake paralegal. Robin and I have known each other for many years.  Robin has become one of the most valuable players on our team.  That’s saying a lot, because we have a team filled with valuable players. As an intake paralegal, Robin is our front line […]

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Go Find Your Smile!

City Slickers is one of my favorite movies.  It is a comedic and philosophical glorification of urban men trying to live out life’s meaning through the machismo of adventure travel.  If you haven’t seen this film for some time, I recommend you take a peek at it during the holidays. In this 1991 Billy Crystal […]

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Living Like Wise Men: A Thank You to Richard and Ruth

The photo above was taken of three ceramic wise men that we purchased about 35 years ago at our church’s Christmas craft sale.  We have always treasured these three wise men ornaments.  This is our first empty-nester Christmas, and we pause to chuckle as we recall our kids arguing over who got to hang the […]

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Your IRA: You Forgot Why You Got It!

It is a common human paradox that we often treat money from different sources as if it had different value.  For example, money from an inheritance or the lottery is almost always spent on luxuries and frivolous things—it’s typically gone within 18 months.  Money from a bonus is blown on those extras that you feel […]

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Getting to Yes!

Recently,  I experienced that it is far more ‘profitable’ to ring bells for the Salvation Army when you partner up with an enthusiastic four-year-old granddaughter.  Let me tell you the story,  which illustrates some key principles on how to get people to say “yes.” It was the Saturday before Thanksgiving.  My wife, Rose, my granddaughter […]

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Our Reviews

“You don’t have to leave your family a lot of money. You really don’t have to leave them anything.

Just don’t leave them a mess.

Law Hesselbaum has made sure we won’t leave our family with a mess.”

M. C., Client of Law Hesselbaum and Law Elder Law