Do You Have A Loved One With A Disability?

By estate planning attorney Rick Law.  Rick is founder of the Estate Planning Center at Law Elder Law in West Suburban Aurora, IL.  LEL is a multi-generation law firm.

In my office, it’s not uncommon to sit across the table from an aged parent who is still the primary caregiver for a child who is chronically disabled.

These parents live in dread of the day that they will die, but not for their own sakes.  It’s because they know that their children may survive them, facing a future without the loving protection of a parent.

In many cases, the adult child is being cared for by a loving parent who is greatly worried about both how care will be provided and who will care for that child after they are gone.

This is the first time in human history that millions of parents face the possibility that their chronically disabled children may actually outlive them.  If you have a child with special needs, you’ve likely taken great pains to ensure that your child has the right kind of care, love, respect and comfort he or she deserves.

But what happens when you’re gone?

As an elder law attorney, I often have to assist parents who have lived to an age where they become the “frail elderly” and are facing nursing home needs of their own – yet, these are the very people who are still required to be at home caring for their adult disabled child.

Over the next few installments of this blog, we’ll talk about how to help protect your child or grandchild with a disability – and even a loved one who doesn’t have a well-defined disability, but is vulnerable due to addiction, a controlling partner, or just poor life choices.

If you need help now, call my office immediately.  We’ll be able to give you a clear picture about whether we’re the right firm for you… or recommend another course of action if we’re not.

Too many families needlessly lose everything they have.  Don’t let that be you.  If you need help paying the overwhelming cost of long term care, give our office a call at 800-310-3100.  Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now, because when you’re out of money, you’re out of options!


Rick L. Law, Attorney, Estate Planner for Retirees.

Rick was named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine. He has been quoted in the Wall Street Journal, AARP Magazine,, and numerous newspapers and articles. Rick is the lead attorney for Law Elder Law, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!

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