Four Things You Need

By estate planning attorney Rick Law.  Rick is founder of the Estate Planning Center at Law Elder Law in West Suburban Aurora, IL.  LEL is a multi-generation law firm.

During any calendar year, father and daughter team Rick and Diana Law work with at least 500 singles and couples, ranging from healthy, vigorous, Vietnam-War-era baby boomers, to the fragile remaining elders of the Depression era and World War II generation. Few attorneys and/or senior advisors get to learn from the financial and legal decisions of 500+ lifetimes of decision-makers.

Through their extensive experience, they have discovered the four things you need from your financial advisor:

Safety, because it’s too hard to get back what you lost. Having the peace of mind that comes with knowing that your loved ones will be taken care of, your wishes will be adhered to, and, most importantly, if you are stricken with a devastating illness, your family won’t be financially burdened with the enormous costs that come with long-term care.  You can sleep well knowing that, within your means, you will not be a burden on your loved ones.

A reasonable rate of return on your money. Most people do not expect to be stock market wizards. They want a safe and consistent way to be able to support their lifestyle.  Especially in recent years, the trials associated with a tumultuous stock market has been devastating to many elderly families.  So much so that there has been an unexpected influx of retirement aged individuals re-entering the workforce.  An unfortunate necessity born, not out of poor planning, but unpredictable behaviors in the financial market.

Simplicity, because nobody wants to be a fool.  And furthermore, you can’t be an expert in everything.  The reality is that there’s more information than ever, available right at our fingertips, yet there seems to be more confusion and fewer answers available to us.  We just want to be able to make legal and financial decisions that we can understand.

Income for life. Nobody wants to run out of money before they die. If you are out of money, then you are out of options. It’s the unfortunate truth, and comes back to the issue of “safety”.  The time, energy, and money it takes to fix a problem are not even an option for some people.  If you’ve waited too long, then the unfortunate truth is, there’s likely nothing that can be done.


Too many families needlessly lose everything they have.  Don’t let that be you.  If you need help paying the overwhelming cost of long term care, give our office a call at 800-310-3100.  Your first consultation is absolutely free.  We’ll let you know what steps you need to take, right now, to protect yourself and your family.  Call now, because when you’re out of money, you’re out of options!


Rick L. Law, Attorney, Estate Planner for Retirees.

Rick was named the #1 Illinois elder law estate planning attorney by Leading Lawyer Magazine. He has been quoted in the Wall Street Journal, AARP Magazine,, and numerous newspapers and articles. Rick is the lead attorney for Law Elder Law, LLP, focusing in Estate Planning, Guardianship, and Nursing Home Solutions. His goal is to give retirees an informed edge when it comes to dealing with an uncertain future.  Get flexible retirement strategies that work during good times and bad, plus information on how you can save your home and assets from being used to pay for long term care.  Call 800-310-3100 for your free consultation now!

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“We would be lost without Law Elder Law! We walked in their doors over a year ago feeling lost and confused. With a father/father-in-law suffering from Alzheimer’s, we were overwhelmed by the Medicaid process, selling his home, protecting the assets he worked for his entire life, and finding him a memory-care facility that we could trust as his new home. 

Law Elder Law helped with all of it! From the minute we walked out of our first meeting, we knew we (and he) were in good hands. We could not have possibly navigated all that had to be done without their expertise.”

A.M., Client of Law Hesselbaum and Law Elder Law