Sep 12, 2008
Nationwide evidence tells us that the long-term care burden overwhelmingly falls on the women of the family. In their youth men are generally physically stronger than women, but as they age they decline more quickly. Compounding the problem, men often cling to a machismo that causes them to deny their own mortality and to under-appreciate the catastrophic burden that old age frailty will place on their wives or children. It is not uncommon, when talking to a man about the possibility of old age decline, to have him say things such as:
It seems to be a natural part of being male to assume that bad things happen to other people, not to yourself. The result of this attitude is that the women of the family are faced with caring for more and more frail men who have either refused to purchase long-term care insurance, or refused to modify their lifestyles to minimize the possibility of chronic illness. Women are forced to exhaust their own financial and physical resources to care for their men. By the time the first spouse dies, the caregiver spouse is often depleted both physically and financially. She has no reserves as she faces her own long-term care crisis.
At Law Elder Law we not only strive to serve our client, we also strive to help rescue the embattled caregiver. Survivor spouse preservation is one of our key goals when working with a couple who are faced with nursing home challenges.
We recognize the contribution of the women who carry the burden of their own parents, their husbands’ frail parents, and/or their own husbands. We serve as allies to the heroic caregiver. We understand their burdens, confusion, anger, hopelessness, sense of injustice, fear, and loneliness. We come alongside them, so that they can find a measure of peace of mind, a caring and listening counselor, and possible financial and long-term care assistance by calling us here at Law Elder Law.
My wife and I had our first child three years ago. That’s when we decided to set up a trust, should anything happen to either of us. We reached out to Zach Hesselbaum to help us out. He was very thorough and professional throughout the whole process. Zach went above and beyond to make sure that we understood every detail of setting it up and he did an excellent job. We recently had our second child a few months ago. With the new baby, he helped us make the necessary revisions to the trust. Zach made this process great for us! I would definitely recommend using him for any of your estate planning needs!
Tom G., Naperville, IL