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Apr 07, 2013
An Ethical Will is a letter to your family, loved ones, and descendants about your life. It is more than just facts. It’s about the things that truly matter to you – your values, beliefs, life stories, and events that have influenced your life or affected you during your lifetime. Answers to questions like “Where […]
Apr 05, 2013
Throughout the month of January, and across the Chicago suburbs, Rick Law and the Elder Law associates at Law Elder Law presented free seminars for seniors, their families, and healthcare professionals on a wide range of subjects that are important to those who want to age with dignity. Check out our calendar by CLICKING HERE to […]
Apr 02, 2013
On December 10th, 2012, Elder Law Attorney Rick Law spoke on “Affordable Healthcare in a Bankrupt State” at the 24th Annual Kane County Legislative Forum on Aging and Disability Issues. Rick discussed how the Deficit Reduction Act and the SMART Act will impact access to long-term care for seniors in Illinois. Elder Care resource providers […]
Mar 31, 2013
What do you do when you’re not busy helping seniors and their families at a bustling western suburban elder law office? The answer is simple – add yet another spoke to your philanthropic wheelhouse just as elder law attorney Diana Law of Law Elderlaw in Aurora, IL has done. Law, a managing partner of Law […]
Mar 29, 2013
One annuity product under fire has been the equity indexed annuity. Equity indexed annuities are those annuities that have their returns based upon the performance of an equity market index such as the Dow Jones, the S&P 500 or the NASDAQ. With these products, the investor’s principal investment is protected from losses in the equity […]
Mar 27, 2013
In contrast to fixed annuities, variable annuities provide the opportunity for market appreciation through a variety of investment options, with tax-deferred accumulation as well as future income. Factors to consider when shopping for variable annuities are: Fees Fund choices Surrender charges Financial strength of the issuing company Compare the variable annuity fund choices available as […]
Mar 26, 2013
Fixed Annuities are investments issued by insurance companies that are primarily geared toward retirement savings, promising the investor a fixed series of payments for a predetermined length of time. Not all fixed annuities are the same, so investors must compare one fixed annuity with another in a couple of key areas. First, there are two […]
Mar 24, 2013
Most retirees have finished accumulating assets and now must turn those assets into an income stream. Converting assets into income helps retirees move from an accumulation mindset to an income mindset – which is essential. Not long ago, people would work their entire lives for just one employer and that employer would provide a pension […]
Mar 21, 2013
By Rick Law, Elder Care Attorney in IL In contrast to fixed annuities, variable annuities provide the opportunity for market appreciation through a variety of investment options, with tax-deferred accumulation as well as future income. Factors to consider when shopping for variable annuities are: fees fund choices surrender charges financial strength of the issuing company. […]
Mar 20, 2013
By Rick Law, Elder Law Attorney, and Senior Advisor in Aurora, IL Fixed Annuities are investments issued by insurance companies that are primarily geared toward retirement savings, promising the investor a fixed series of payments for a predetermined length of time. Not all fixed annuities are the same, so investors must compare one fixed annuity […]
“Everyone in the office was absolutely wonderful to work with whether on the initial set-up of the trust, adjustment to such following my father’s passing, or processing of his home sale and proceeds.
They genuinely care for your family’s well-being and walk you through each step of the process. They are also exceptionally responsive even when parties involved live in different locations.
This is a definitely a team you can trust and one I highly recommend.”
W.W., Client of Law Hesselbaum